We work for you
IAS is an independent insurance agency that's part of Higginbotham, the largest independent broker based in Texas. We work together to gain an understanding of the risks associated with your business.
Our ultimate goal is to assist you in the elimination of gaps in your protection while working to control the cost. Together, we will build a complete asset protection program.
Working together to discover solutions.
To formulate the best solution for your insurance situation, IAS uses a comprehensive methodology. We:
- Conduct an analysis of your personal desires and company needs.
- Review your claims history.
- Design a responsible protection program for you.
- Select the insurance company or companies best suited to your situation.
- Present a competitively priced proposal, including recommendations and cost comparisons.
- Continuously search for ways to reduce your cost, increase employee retention, and manage risk.
Working together for greater peace of mind.
Our primary objectives are to:
- Give real meaning to the concept that it does make a difference where our clients purchase their insurance.
- Be the unrelenting advocate of our clients.
- Provide a professional, stable, and financially secure organization with which to do business.
- Build long-term relationships based on mutual trust and respect.
- Be honorable and hold to our values.
Working together, we can make a positive impact on your total cost of risk.
We Become a Partner.
- Generate ideas and create solutions for an effective risk management program.
- Form a strategic team with your attorney, CPA, and staff.
- Provide insurance advice on your business decisions to facilities planning, financing, and risk management.
- Assist in obtaining broader coverage at an equitable premium consistent with your needs.
- Contract and lease review for insurance considerations.
We Make Consultants Readily Available.
- Experience modifier research. Audit and claims reserve review to lower operating expenses.
- Property inspections to remove valuation guesswork.
- Pollution & Employment Practices hotlines for expert referrals.
We Offer a Dedicated Claims Department.
- Advice and tracking of your claims to improve employee morale and enhance customer goodwill. We are open 24/7 for claims reporting.
We Provide One Stop Shopping.
- Our numerous insurance markets enable us to shop the market, saving you time, effort, and money.
- Our Employee Benefits department has the products necessary to boost employee morale and retention.
- Personal Lines department with VIP considerations.
- Bonds for construction, license and permit, notary.